Archive for the 'Todays Thought' Category

What to Look for in a Piccolo Flute

August 16th, 2010, Posted in Cowboy Stuff, Todays Thought

As a Modern Day Cowboy who likes to play and write I get bored with just my guitar so I’m always trying new instruments.

Have you decided you would like to play the piccolo flute? The piccolo is a smaller version of a regular length concert flute with a higher pitched sound. The piccolo is usually reserved for flute players who have reached a superior level in a band. Fingerings for the piccolo are the same as the flute, and the transition is quite easy for any player.

If you have been asked to play or want to buy a piccolo for your own personal use, first consider the term in which you want to play it. If you already own a flute, chances are the piccolo is either for a concert band you participate in or your own endeavor. If you won’t be playing the piccolo long term, a cheaper instrument could be bought. Some piccolo’s come in metal or have a wooden body. Metal instruments give the best sound quality, while wooden instruments give a muted sound and are more suited for hobbies or occasional play.

When buying your piccolo, look for solid construction. The padding on the instrument must be well secured and the buttons easily pressed and released. The mouthpiece of the flute should be solid metal, whether or not the body is metal or wood. Check the rods where the buttons are attached and make sure they are secure and not easily bent or moved.

Also, you’ll need to purchase a cleaning kit. Some piccolo’s will include this, while others won’t. The cleaning kit should have oil for the rods, a small, spiral cleaning brush and a polishing cloth. Some kits will come with more, but the products listed above should be included to keep your piccolo well-maintained. If you clean your instrument after each use, you’ll extend the life of it, and enjoy it for years to come. Take a look at bundy Selmer flute or Powell Sonare flute.

Direct TV Locks Up Another Partner

August 6th, 2010, Posted in Todays Thought

One reason Direct TV has been successful even during a slowing economy is because of their partnerships.  For several years, they have had agreements in place with Verizon and Qwest which allows these big telecom carriers the option of selling satellite service to their customer base.  Direct TV also added AT&T to the mix in 2009, striking a deal with them to also have the ability to resell service.  The agreement with Verizon and AT&T works like this.

Both of these companies have their own video product, Verizon with their FiOS service, and AT&T with their U-verse TV option.  But these are fairly new, and upgrades have to be done in each area for the customer to get access to video service.  If the subscriber lives in an area where these services are not yet available, the telephone company instead offers Direct TV as an alternative.  The subscriber has the option of receiving a combined bill, which makes it easier on them, and the phone company gets a small cut of the monthly rate, for basically doing nothing except signing them up in the first place.

Direct TV this last week partnered with a smaller phone company by the name of CenturyLink.  They are in the process of taking over Qwest, which also already had a similar agreement in place with Direct TV for more than five years.  Century Link had grown significantly over the past 10 years by buying out smaller telecom operators, and they have maintained mainly a rural presence where land lines are still a requirement.  Even though their territory is spread out quite a bit, they too have been experimenting with their own video product called Prism TV.  But with this latest deal, Direct TV is certainly cementing their place alongside the big telephone companies operating in America today.

Cheapest Place to Live in the U.S.A.

August 5th, 2010, Posted in Saving Money, Todays Thought

Recently (AUG10) Kiplinger.com released it’s review and ranking of the cheapest places to live in the United States. Fort Smith Arkansas got top nod for the least expensive place to live while New York City was on the opposite end of the scale weighing in as the most expensive place in the U.S.A.

The south dominated the list taking 7 out of the top 10 cheapest places to live. Conway, Ark. was also acknowledged in 6th place.

It shows that one doesn’t need to leave the country just to find quality of life for less money. In fact people living in New York City might sit up and take note – it costs 60% less to live in Fort Smith. That’s right, you can afford a 60% pay cut and still maintain the same quality of life. Well that could be argued. You would have to give up the traffic jams, being kept up all night in the city that never sleeps, oh and the lovely smell of smog in the morning. Don’t forget about those lovely winter days when the city is nice and damp and cold and icy and snowy! But I digress. In Fort Smith you do have to put up with air conditioning – oh I forgot you need that in NYC in the summer too.

So, where does Kiplinger get its data? How accurate a study is this really?

To unearth the cheapest places to live Kiplinger bases it’s index on data collected by ACCRA. They produce a quarterly cost of living report from data gathered by the Council for Community and Economic Research.  Grocery costs, housing even medical costs are taken into consideration.

Press like this is a boon for Fort Smith as it makes people sit up and go ‘Fort what? where?’ It really helps people thunk about where their hard earned money is going and whether there are other places right in the good ole U.S.A. where they can live cheaper and get more bang for their buck!

Viva Fort Smith!

Travel Insurance when Visting Toronto

July 22nd, 2010, Posted in Saving Money, Todays Thought

Recently I had the opportunity to visit Canada but I was concerned about health coverage so I decided to surf around for some good Travel Insurance Deals.

Now Toronto is known as the ‘Big Smoke’ to us cowboys from the country and that’s where I was headed. There’s a lot of action in TO but there can also be more risk playin’ in a big city. So, it’s important to think about things like having an accident or getting sick. Many people assume because Toronto is in Canada and they have socialized medicine that everything is free. But I found out with just a little reading that it ain’t so. If you’re from the United States of America the first thing you notice is that the cost is a lot less than it is at home. We Americans know we’re getting screwed over by the insurance companies and that our health care costs are double or more what they are in other countries. But still half of $10,000 is still five grand and I don’t feel like payin’ that just because I hurt myself in Canada. Another thing I learned was that even Canadian folks who travel from province to province (same as a state) need to be careful. They call it ‘out of province’ insurance. It’s not like a Canadian would be shut out of the hospital if they were hurt in a province other than their own. But, in some cases they may have to pay the bill and then collect it from the insurance branch in their home province. That’s a bit of a pain in the ole rump and ties up cash or credit so many Canadians buy travel insurance if they’re headin out across the state, oops I mean provincial, line.

Anyhoo, I’m ramblin and it’s time to get back to my visit to Toronto and finding the best deal for travel insurance. I surfed around and checked a number of insurance sites but what I found was that the banks in Canada offer some really reasonable rates on travel insurance.  The TD Canada Trust Bank was really big into insurance. That got me to thinking about my own bank. I gave them a call and although they didn’t sell travel policies for Canada they did tell me to check with my credit card company. Sure enough, the best travel insurance deal I found was right there all along. All I had to do was ad a policy to my card and it covers me every time of go out of state for a while year. And it was just a little more than what I would be paying for just one trip at other companies. Now there is one catch but a pretty easy one really. I have to use that card to book my trip – the airfare or I’m not covered. Not too hard to take cause that’s what I’d do anyway.

So, if you’re lookin’ for travel insurance I suggest you check your credit card company first. You may just get a great deal like I did.

Causes of Sweating while Sleeping and How to Treat it

July 22nd, 2010, Posted in Other Ideas & Stuff, Todays Thought

Sweating while sleeping, also known as “night sweats,” is a common problem that is affecting a number of people in our society. This type of sleep disorder can disrupt your sleeping pattern by due to heavy body perspiration and frequent changing of bed sheets and clothes in the middle of the night. Excessive sweating can be caused by both health and environmental factors.

Causes

  • Hyperhidrosis – is a rare condition causing sweat glands to become overactive. There are four main types of hyperhidrosis: axillary (underarms), facial, palmar (hands) and plantar (soles of feet) hyperhidrosis. This condition is persistent and worsens if the person is under stress and anxiety
  • Medications – certain drugs can contribute to excessive sweating at night due to the body’s reaction. Examples are psychiatric drugs, acetaminophen, birth control pills, cortisone and nitroglycerin.
  • Hormone Disorders – one common hormonal disorder that can cause excessive sweating and hot flashes is hyperthyroidism. Another one is carcinoid syndrome.
  • Cancer – sweating while sleeping may also be a result of a serious medical condition such as lymphoma (cancer of the lymphocytes). It is advised to see the doctor right away especially if the excessive sweating is accompanied by unexplained weight loss and fever.
  • Infection – Tuberculosis, heart problems and HIV infection can trigger night sweats due to the inflammation.
  • Menopause – can cause symptoms like hot flashes which can result to sweating at night.
  • Sleeping Environment – when your house or room is warm, then obviously you will have excessive sweating and will not able to sleep well.
  • Pressure and Anxiety – this is more common in men when they are facing a stressful situation.

Treating Excessive Sweating

The first step to treating excessive sweating effectively is to find out the root cause of it. You need to consult your physician to make a proper diagnosis of what’s causing your sweating at night. Practical solutions would be cutting back on stress, avoiding spicy food and caffeine as they stimulate your sweat glands, getting enough exercise and changing to a low-fat diet. Doctors may also advice antiperspirants, botox injections, iontophoresis or even surgery in severe cases.

Read more health and other interesting articles on our website.

Refinance Info: Bad Credit Mortgage Refinance

July 10th, 2010, Posted in General, Other Ideas & Stuff, Todays Thought

A bad credit mortgage refinance is a solid step forward towards an improved financial picture in your life. Unlike with an initial bad credit mortgage, a bad credit mortgage refinance is easier to obtain as you already have a mortgage and are merely replacing it with a new one. This is a little known reality of mortgage refinance. The objective of a refinancing is to obtain a lower interest rate.

Mortgage refinance depends on your FICO score – your credit score, as well as your history of repayment on the existing mortgage. Your credit file will contain a lot of financial information about you and this is accessible by mortgage lenders nationally. Your scoring and the details in the database file will determine both your eligibility for the mortgage, as well as the applicable interest rate.

Banks do still lend do to people with bad credit. The origination fees and interest costs will be higher to reflect the increased risk they are taking. It is also entirely possible that a sustained period of improved financial management will have increased your credit scoring since taking out the original mortgage and so you may now qualify for a better rate. This cost saving could be considerable, making it worthwhile to check your credit score and, if beneficial, to monitor it every six to twelve months or so.

Bad credit is not as uncommon as you think. Many people go through periods in their lives where they mismanage their money and get into trouble. If this is your situation, then you should not allow yourself to feel negative or that it reflects poorly on you. It if just a situation and one that you can resolve over time.

A bad credit mortgage refinance is an excellent opportunity to reduce the interest rate on your home mortgage and free-up cash for other uses. Follow the advice in the article and see if you can benefit.

Do a Diet with Fun

July 6th, 2010, Posted in Todays Thought

Let’s imagine a custom scenario in which men from last century have traveled today in 2010. What he will find around him? A technologically advance people who travel from bullet trains and a plane which is faster than speed of sound. Men have reached moon and many machines traveled to other planets. People are using computers in home and they have reduced to the size of a match box. So he will be amazed for sure, but as a good thing always have a bad side, this also have one. The effect of war, the mentality of humans. Such things he will see but he will also see the terrorism, increased crime and many more things. The worse thing he will see is the health of a human which have got worse. So what are the reasons behind these things? Let’s discuss some in detail,

1)      Food Hobbits: The main reason. In last generation people used to work hard to earn the food they eat. They need o work very much harder for earning the food for the day. Also they used to have food on time while today’s generation don’t eat food on time, no hard work so most of the food turns to fat.

2)      Exercise: Last century people used to do exercise while today’s generation people don’t do exercise at all. Most of the youths are doing a sitting job for the whole day and it increases the fats day by day.

Diet and exercise is the way for the today’s people to live a good life like last century people. Diet is a supplement to exercise and need to be used wisely. Oatmeal Diet is a very good type of diet which allows you to eat custom food like oatmeal diet Chocó chip cookies as a food. If done properly diet can save your life for good.

Safe Weight Loss: Discover the Disadvantages of Crash Diets

June 8th, 2010, Posted in General, Todays Thought

More and more people want to lose weight quickly and this is the reason why most of them indulge into a crash diet regimen. The sad part about this however is that these crash diets pose very serious health risks. If you want to have safe weight loss, don’t consider crash diet an option.

Here is a run through about the disadvantage of crash diets:

A. Muscle Loss

Going into a very fast weight loss is dangerous because your body might be burning your muscles instead of fats. Muscle loss can result to difficulties in losing fat and your body would end up working against your weight loss.

B. Slows Your Metabolism

Losing weight fast will make your body slow down on metabolism since it has to limit the amount of calories that it will burn. Skipping meals will make your body focus on its fat deposits since it is not receiving the right amount of calories that it should have. This will then make your metabolic rate decrease which means your weight loss would also slow down.

C. It is does not provide a long term weight loss and keep the weight away

If you think that crash diets provide a quick solution to your weight problem because you were able to lose a considerable amount of weight during the first weeks, you might be misdirected. The amounts of weight that you’ve lost during the first few weeks did not come from your fats but rather from you water deposits. Crash diets restrict your food intake which means that you could be taking less sodium. Sodium absorbs water and this is the reason why there is much water loss during the initial phase of doing crash diets.

Most dieters that undergo crash diets would have a rebound weight gain after a month because their body would like to take back the amount of calories that it used to have. The weight gain is relative faster and you would end up failing in your weight loss journey instead.

Still, the best way to have a safe weight loss is by doing it gradually so you would be able to sustain it and keep the weight away.

IMPORTANT HEALTH ADVICE FOR WOMEN

June 8th, 2010, Posted in Todays Funny!, Todays Thought

Here’s another ‘Funny’ I just received – couldn’t resist sharing!

IMPORTANT HEALTH ADVICE FOR WOMEN

Do you have feelings of inadequacy?
Do you suffer from shyness?
Do you sometimes wish you were more assertive?

If you answered yes to any of these questions, ask your doctor or pharmacist about Chardonnay. Chardonnay is the safe, natural way to feel better and more confident about yourself and your actions. Chardonnay can help ease you out of your shyness and let you tell the worldthat you’re ready and willing to do just about anything.

You will notice the benefits of Chardonnay almost immediately and with a regimen of regular doses you can
overcome any obstacles that prevent you from living the life you want to live! Shyness and awkwardness will be a thing of the past and you will discover many talents you never knew you had. Stop hiding and start living.
Chardonnay may not be right for everyone. Women who are pregnant or nursing should not use Chardonnay. However, women who wouldn’t mind nursing or becoming pregnant are encouraged to try it.
SIDE EFFECTS
May include: dizziness, nausea, vomiting, incarceration, erotic lustfulness, loss of motor control, loss of clothing, loss of money, loss of virginity, delusions of grandeur, table dancing, headache, dehydration, dry mouth, and a desire to sing Karaoke and play all-night rounds of Strip Poker, Truth Or Dare, and Naked Twister!
WARNINGS:
* The consumption of Chardonnay may make you think you are whispering when you are not.
* The consumption of Chardonnay may cause you to tell your friends over and over again that you love them.
* The consumption of Chardonnay may cause you to think you can sing.
* The consumption of Chardonnay may make you think you can logically converse with members of the opposite sex without spitting.
* The consumption of Chardonnay may create the illusion that you are tougher, smarter, faster and better looking than most people.
Please feel free to share this important information with as many women as you feel may benefit!
Now Just Imagine What You Could Achieve With a Good Dry Merlot!!!

Health Benefits of Celery and Carrot Juice Recipes

March 31st, 2010, Posted in General, Todays Thought

Carrots and celery are two staple vegetables that we can find all year round at the supermarket. They are also great vegetables for making juice recipes at home because they are cheap, nutritious and have some great health benefits. Even organic carrots and celery are fairly cheap these days and are more cost effective than many other kinds of organic vegetables.

Health Benefits of Carrots
The deep orange color of carrot tells us that this vegetable is loaded with a plant pigment  that puts the orange hue in plants – beta-carotene. Beta-carotene, also known as pro-vitamin A because it can be turned into vitamin A in the body, is a potent antioxidant that can protect our cells from oxidative damage cause by free radicals. This is of great benefit to us because such cell damage can lead to cancer, heart disease and premature aging.

Beta-carotene, in the form of vitamin A, has been shown to be very effective at protecting us from developing lung cancer because it protects lung cells from free radicals that we breathe in via polluted air. Smoking is probably the most extreme method of breathing in pollution and  studies found that smokers who consume the most vitamin A in their diets are less likely to develop lung cancer than smokers who consume the least vitamin A in their diet. So we can see just how effective carrot health benefits are!

Heart Health Benefit of Celery
Protecting us from heart disease is one of the most notable health benefits of celery nutrition. Celery contain powerful antioxidants called phthalides that research has shown to be very effective at lowering blood pressure and helping to maintain healthy blood pressure levels. Phthalides provide this blood pressure benefit in two distinct ways.

1) Phthalides help the muscles around the arteries to relax. This allows the arteries to dilate more which increases blood flow through the arteries.

2) Phthalides also reduce the amount of stress hormones released in the body. These hormones cause the arteries to constrict and therefore raise blood pressure levels.

In addition to this celery also contains three minerals that are associated with improved heart and artery functions – calcium, magnesium and potassium. These three mineral all help the heart muscle to beat properly and deliver signals to the arteries so they can work more effectively.

Carrot and Celery Juice Recipe
5 Carrots
4 stalks of celery
1/2 red pepper

Wash vegetables and top the carrots. The celery leaves can also be juiced along with the stalks. Try to use organic produce where you can in these juice recipes to cut down on the amount of pesticides in the juice.